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Personal financial advice

Personal financial advice turns your financial goals into a reality

Your financial objectives, for now and later, you have it all lined up in a row. What your income must be, what your retirement must offer you, what you must do if you would become incapable of work and what you would want to leave your surviving dependents behind. But do you have a good plan to materialize those financial goals? And how can you react if your financial situation suddenly changes?

VMD and KOSTER offer personal financial recommendation, a life long clarity concerning your financial situation. With online access, so you can always review your income and capital formation for the short and long term.

Planning your financial objectives

Perhaps it does not occupy your mind on a daily basis, but your financial objectives ask at least for some planning. What must your net income be if you become incapable of work ? How much income has to be reserved for your surviving dependents in case you die? Financial reserves must be sufficient. Also important is that your objectives and the actual situation connect well with each other.

Insure only what is necessary

With personal financial advice you get insight, and we can recommend to you how you can coordinate your financial reserves with each other. You only need to insure having the necessary reserves to meet your financial goals and objectives and never must pay too much or twice.